Discover Your Mortgage Options
Top Mortgage Broker in New York State
Easy, efficient, and reliable mortgage services throughout New York State and Florida. Ask about 3% down on conventional home loans.
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Preferred Mortgage Corporation of New York
Home mortgages, commercial mortgages, and mortgage refinancing since 1992.
Full-service mortgage broker based in Rochester, NY. We specialize in all residential loan types including FHA, VA, USDA, Conventional, and Jumbo loan programs. We serve New York state including cities such as Buffalo, Syracuse, Albany, Binghamton, Rochester, and New York City. We’re also licensed in Florida with growing relationships in Fort Lauderdale, Pompano Beach, and Hollywood. Learn more about how we help your clients with their specific mortgage needs.
How We Help
Featuring over a dozen National & Local Lenders
Doc-Less Communication
No Application Fees or Processing Fees
Appraisal Waivers
15 Minute Loan Pre-Approvals on Conventional Home Loans
Lock & Shop Rate Programs
Investor Cash Flow Loans - Up to 20 Properties & No Tax Returns
DSCR No Personal Income Documentation Investor Loans
No MI starting at 30 Year $200,000 Conventional Home Loans
Instant Mortgage Application
Home Mortgages
We have dozens of unique mortgage loan programs and products.
Find some of our most popular home loan programs below.
Conventional Home Loans
Our conventional home loan options are the ideal middle of the road mortgage for the average family or household.
Jumbo Home Loans
Our high-end jumbo home loans are the ideal choice for the purchase of high-value property across New York and Florida.
Government Home Loans
Our government home loans offer suitable solutions for families and individuals beyond what conventional loans can provide.
Non-Qualified Mortgages
Our selection of non-qualified mortgages offer a viable alternative to individuals and families that cannot follow traditional mortgage routes.
Reverse Mortgages
Are you 62 or older and need money to pay for health care or cover basic monthly expenses? If so, you might want to consider getting a reverse mortgage.
VA Loans
VA Loans are designed to help qualified veterans, active service members, and spouses own a home.
Mortgage Refinancing
Are you looking to reduce your monthly mortgage payments, convert your home equity into cash, or get a low-interest rate? If so, consider refinancing your mortgage loan.
What To Expect
We shop multiple lenders to find the best rate and product for your needs
Getting you to the closing table faster
Offering lower rates and a wider range of terms
No Pay Stubs. No Tax Returns. No Bank Statements.
Track your mortgage online from application to closing
Close and fund within 1 hour of final approval
Certain restrictions apply. Contact a mortgage loan officer to learn more about your mortgage options.
Mortgage Resources
Featured Posts
Home Buying Myths
Don’t let these home buying myths keep you from your dream home and take full advantage of our mortgage tools and resources.
Bank Statement Programs & Self-Employed Borrowers
If you’re self-employed, it can be difficult to show enough income on your taxes to qualify for a mortgage. Click here to learn how we help.
From Our Blog
Home Buying Myths
Don’t let these home buying myths keep you from your dream home and take full advantage of our mortgage tools and resources.
Bank Statement Programs & Self-Employed Borrowers
If you’re self-employed, it can be difficult to show enough income on your taxes to qualify for a mortgage. Click here to learn how we help.
Introducing ARMs – Adjustable Rate Mortgages
Introducing ARMs by Preferred Mortgage Corp. of NY! Today’s Adjustable Rate Mortgages are SMARTER, SAFER, and can help you SAVE MONEY each month.
Celebrating 30 Years in Business
February 2022 marked the 30th anniversary of Preferred Mortgage Corporation of New York, a leading mortgage broker in the Greater Rochester area.
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