Investor Property Mortgages
Investor Mortgage Options
Investing in a rental? Get qualified based on expected monthly rental income. We make property investments easy! Fill out the form below to get started.
After completing the form on this page, someone from our mortgage team will contact you within 1-2 business days.
Please note that your information is saved on our server as you enter it.
This form is not an application.
Investor Flex (30-YEAR FIXED)
Investor Flex is our Debt-Service Coverage Ratio (DSCR) loan option for real estate investors no matter your experience level. With loans up to $2M, Investor Flex offers purchase and refinance options on investment properties by using the market rent of the property rather than the your current income to qualify. This is a quick and simple way to grow your real estate portfolio.
Investor Flex (DSCR) Features:
- 640+ FICO
- Up to 80% LTV
- Available on investment properties only
- Finance up to 20 properties
- Loan amounts up to $2M
- Appraisals from two different appraisers required for loans over $1.5M
- Minimum 12-months reserves required
- Minimum 2 months consecutive bank statements required
- Not applicable in West Virginia or for Texas 50(a)(6)
You’ll need to meet a minimum credit score of 680 and be able to make a 20% down payment. Mortgage rates can be as low as 4%, and residential properties qualify as long as they house up to four units. There’s no limit on the number of properties you can finance with this type of loan.
Why an Investor Cash Flow Mortgage is a Great Option for Real Estate Investors
Why Choose Us
First Time Investors
LLCs, LPs, and Corporations
Cash Flow Loans
No Personal Income
Loans up to $2.5M
Cashflow Only Investor Loan
COIN is a Cashflow Only Investor Loan! Qualify for your new investment property with the property’s cash flow ONLY. This investor loan is business focused and offers DSCR DOWN TO ZERO, no disclosures, or required wait periods. Build up your real estate portfolio focused on income generating properties.
- No Disclosures or Required Wait Periods
- 85% Max LTV
- 620 Minimum FICO
- Gift Funds Allowed
- Loan Amounts Up to $2.5MIL
- First Time Investors Welcome
- Cash Out Can Be Used as Reserves (Up to $750K C/O Available)
Get Started Today
Discover your Investor Mortgage options by taking our quick mortgage quiz.