Investor Property Mortgages
Grow Your Property Investment Portfolio
Investor Property Mortgages Made Simple
Investing in a rental? Get qualified based on expected monthly rental income. We make property investments easy! Fill out the form below to get started.
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If you need to speak with someone today please call 800-320-0447 or 585-288-2930.
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Streamlined Investment Mortgages
For real estate investors eyeing rental properties, navigating the complexities of income property mortgages just got easier. We specialize in DSCR and cash-flow only solutions, enabling you to qualify based on anticipated rental income. This approach not only simplifies the process but also accelerates your growth, saving you both time and money.
Tailored to fit your unique investment goals, our financing options are designed to evolve with your expanding portfolio, making your real estate investment journey straightforward and cost-effective.
Grow Your Real Estate Investment Portfolio with Investor Flex
Our Investor Flex program allows financing up to 20 properties, utilizing each property’s monthly rental income for investment property qualification, instead of the borrower’s personal income.
This exclusive program provides up to $3M in loans for purchases and refinances, enabling real estate investors to expand their portfolio. Investors have the option for a 1-, 2-, or 3-year pre-payment penalty for better rates, saving funds for other investments, provided they adhere to the pre-payment period conditions.
For more details on guidelines and qualifications, visit our Investor Flex Products page.
*Information is subject to change. Certain restrictions apply. Subject to borrower approval. Not applicable in West Virginia. Not available on Texas 50(a)(6). Pre-payment penalties by state as permissible by law. Pre-payment penalty options not available in District of Columbia, Alaska, Kansas, Massachusetts, Minnesota, New Jersey, New Mexico, and Vermont.
Why an Investor Cash Flow Mortgage is a Great Option for Real Estate Investors
Why Choose Us
First Time Investors
LLCs, LPs, and Corporations
Cash Flow Loans
No Personal Income
Cash Out
Loans up to $2.5M
Elevate Your Portfolio with Cash Flow-Based Financing
Our COIN DSCR program is designed for real estate investors, focusing on investment property cash flow instead of traditional employment verification for loan qualification. By evaluating the Debt Service Coverage Ratio (DSCR), this program assesses an investor’s ability to manage monthly payments, offering a streamlined path to financing.
With features like 40-year fixed and adjustable-rate mortgages, up to 80% LTV, and acceptance of short-term rental income, it’s an ideal choice for both seasoned and first-time investors aiming for growth.
*Information is subject to change. Certain restrictions apply. Subject to borrower approval.
COIN Highlights:
- No Disclosures or Required Wait Periods
- 85% Max LTV
- 620 Minimum FICO
- Gift Funds Allowed
- Loan Amounts Up to $2.5MIL
- First Time Investors Welcome
- Cash Out Can Be Used as Reserves (Up to $750K C/O Available)
What Our Clients Say...
Get Started Today
Discover your Investor Mortgage options by taking our quick mortgage quiz.