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Jumbo Home Loans​

Our high-end jumbo home loans are the ideal choice for the purchase of high-value property across New York and Florida.

Jumbo mortgages designed to suit your needs

If you plan to purchase a property above the value of $484,351, then a jumbo home loan may be the ideal solution for you. 

Our hand-picked jumbo mortgage selection meets various requirements, with competitive rates and prices to best suit your purchasing decisions and rate preferences.

Jumbo Loans Overview

  • Jumbo Loans: Designed for purchasing high-value or luxury properties, offering loan amounts exceeding conventional limits.
  • Flexible Mortgage Options: Available as both fixed-rate and adjustable-rate mortgages (ARMs), providing tailored solutions for different financial needs.
  • High Loan Limits: Loan amounts can go up to $2.5 million, accommodating the purchase of high-cost properties.
  • Credit Score Requirements: Different programs cater to varying credit scores, typically ranging from 680 to 740, ensuring options for a broader range of borrowers.
  • Specialized Programs: Includes Jumbo Fixed and ARM A, B, and C, each with specific requirements and benefits to suit different borrower profiles and credit scores.
  • Jumbo Select Fixed: Ideal for both first-time and experienced borrowers, with loan amounts up to $1.5 million for new buyers and $2 million for others, offering fixed-rate stability for high-end property investments.

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Mortgage Options


Jumbo Mortgage Loans:​

Jumbo Loans

If you are a first-time homebuyer an FHA Loan might be a good choice for its relaxed requirements.FHA loans are partially insured by the government, which reduces a lender’s risk and makes qualifying for the loan simpler. That means you may be able to make that purchase investment much sooner than you hoped. Give us a call and we’ll walk you through everything you need to know to find out if this is the right solution for you.

You may qualify to buy with a low, 3.5% down payment. Credit scores from 620 are allowed for fixed-rate loans. Both fixed-rate and adjustable-rate mortgages (ARMs) available. You may finance a single-family home, 2-4 unit property, modular home, condominium or a Planned Unit Development (PUD) property. Temporary buydowns may reduce your initial interest rate for 1-2 years.

Jumbo Fixed and ARM A

If you plan to buy a larger or luxury-grade property, choosing the right fixed or adjustable-rate mortgage can provide you with the best solution for your specialist needs. Whether you’re moving to a higher-cost area or upgrading to a more costly property for yourself or your family, the Jumbo Fixed and ARM A home loan might suit your goals. A maximum loan amount of $2.5 million and a minimum credit score of 680 makes this mortgage suitable for homeowners looking to invest in high-value property. Learn more about this mortgage option by getting in touch with us today.

Jumbo Fixed and ARM B

The Jumbo Fixed and ARM B home loans offer an alternative to the A mortgage above for individuals with a significantly higher credit score. The same limit of $2.5 million applies to the property’s value, but the difference here is an improved rate based on a higher credit score of a minimum of 700. To find out more about whether the ‘B’ mortgage for high-value properties is the best choice for you, speak to our team directly today.

Jumbo Fixed and ARM C

The ‘C’ version of the Jumbo Fixed and ARM home loans offers even more variety in selecting products and services available to you. The limit of $2.5 million still applies to these jumbo home loans, while a minimum credit score of 680 is required for eligibility in the purchase of a high-end or luxury property. Speaking directly to our knowledgeable team is a good place to start for more details about our Jumbo home loans.

Jumbo Select Fixed

Jumbo Select Fixed is ideal for first-time and seasoned borrowers looking for a fixed mortgage on luxury and high-end properties. With a maximum loan of $1.5 million for new buyers and $2 million for others, this flexible loan requires a credit score of 680-740, depending on individual circumstances. To find out more about Jumbo Select Fixed home loans as a first-time buyer or seasoned borrower, chat with our team today.

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