Secure Your Mortgage Commitment First
In today’s competitive real estate market, securing a mortgage commitment letter upfront can be the key to success. That’s why we’re excited to introduce our Mortgage Commitment First (MCF) program – an innovative solution designed to give you the competitive advantage you need to achieve your mortgage goals.
What is Mortgage Commitment First?
Our MCF program goes beyond traditional mortgage processes by pre-qualifying you for a mortgage before you even find your property. With MCF, you can shop for your dream home with confidence, knowing that your financing is already secured. Plus, to further strengthen your offer, our program includes a $1,000 seller guarantee, ensuring that your transaction closes smoothly and with trust.
Why Choose Mortgage Commitment First?
1. Pre-qualification: Get pre-qualified for a mortgage before you start house hunting.
2. Seller Guarantee: Our $1,000 seller guarantee gives sellers confidence in your offer.
3. Buyer/Seller Trust: Build trust with both buyers and sellers by having your financing secured upfront.
4. Move Fast: With your financing in place, you can move quickly to secure your dream home.
5. Loan Specifications: Our program offers various loan options, including Conventional, FHA, and VA, with terms available for 15, 20, 25, or 30 years. Plus, there’s no minimum loan amount, ensuring accessibility for all buyers.
How Does It Work?
Our Mortgage Commitment First (MCF) program is your key to simplifying the mortgage process and gaining confidence in navigating the real estate market. With MCF, you can secure your mortgage commitment upfront, empowering you as you search for your dream home. Our program offers a wide range of loan options, including Conventional, FHA, and VA, with flexible terms from 15 to 30 years, ensuring accessibility for all buyers.
To qualify for the MCF program, borrowers must meet eligibility requirements set by the respective loan product. Our automated underwriting process scores loans through Fannie Mae Desktop Originator (DU) or Freddie Mac Loan Product Advisor (LPA), ensuring efficient processing and timely approvals. Plus, there’s no minimum loan amount, making it easier for you to get started on your homeownership journey.
Once approved for the MCF program, our experienced mortgage loan officers will guide you through the process and help you navigate the program’s requirements. Documents are valid for 120 days, and our streamlined processing procedure ensures that your file is promptly submitted to underwriting for final approval. Additionally, our program includes a $1,000 seller guarantee to provide added assurance to the seller, further strengthening your offer.
Ready to explore the benefits of our Mortgage Commitment First program?
Getting started is easy. Simply fill out the form below or speak to one of our experienced mortgage loan officers. Once you’re pre-qualified, you’ll embark on your home search with confidence, knowing that your financing is already secured. Contact one of our mortgage loan officers today to see if you qualify and take the first step towards securing your dream home!
Begin Your Journey Today with Mortgage Commitment First
Don’t let the competitive real estate market hold you back. Contact us today to learn more about how our Mortgage Commitment First program can help you achieve your homeownership goals. Whether you’re a first-time homebuyer or a seasoned investor, our team is here to support you every step of the way.
Ready to speak with someone now? Give us a call toll-free at 800-320-0447 or email [email protected].
