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Bank Statement Programs & Self-Employed Borrowers

If you’re self-employed, there usually aren’t enough hours in the day to get everything done. If you’re also in the market for a mortgage, it can be even more taxing. Fortunately, we offer Bank Statement Loans – sparing you the hassle of gathering tax documents and requiring you to submit bank statements for loans up to $3 million. A truly valuable mortgage option for the self-employed. Let us show you just how easy and affordable finding the home of your dreams can be.

Bank Statement Program Details:

  • Loans up to $3M
  • Min FICO credit score of 640
  • LTVs up to 90%
  • No mortgage insurance required
  • Available on primary and secondary homes, investment purchases, and refinances


Why Choose a Bank Statement Loan?

Like all other mortgage loans, bank statement loans have both pros and cons. If you’re a self-employed borrower, you may consider these benefits:

  • Find mortgage financing options without using tax returns and/or you’ve already been denied by a bank or credit union
  • Continue claiming business write-offs without losing mortgage eligibility
  • You don’t need perfect credit – min. Fico is 640
  • You don’t need mortgage insurance


Bank statement loans provide flexible guidelines and allow you to qualify without your typical tax returns and other documents. Our mortgage team is here to help you discover your mortgage options without all the hassle and red tape. We’re brokers. We work for you and when you work for yourself, it’s nice to have someone who has your back.

Are you looking for other types of non-qualified mortgages? Just click here to learn more.

Get Started with your Bank Statement Loan

In the market? Call us today to see if this could work for you and spend more time tending to your business and less time chasing down paperwork. Or simply fill out the form below:

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What is a bank statement?

From Investopedia: A bank statement is a document (also known as an account statement) that is typically sent by the bank to the account holder every month, summarizing all the transactions of an account during the month. Bank statements contain bank account information, such as account numbers and a detailed list of deposits and withdrawals.

Click here to read more about bank statements.

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