Investor Property Mortgages
Grow Your Real Estate Invesments
Grow Your Real Estate Portfolio with Ease
Financing an investment property doesn’t have to be complicated. Get qualified based on expected rental income, not personal income, making it easier to secure funding for your next property. Whether you’re buying your first rental or expanding your portfolio, we offer flexible mortgage solutions designed for investors like you.
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If you need to speak with someone today please call 800-320-0447 or 585-288-2930.
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DSCR Loans Available in 35 States
Real estate investors, securing financing for rental properties just got easier. Our DSCR and cash-flow-only loan solutions allow you to qualify based on projected rental income—no personal income verification required. This streamlined approach simplifies the process and accelerates your investment growth, saving you both time and money.
Designed to scale with your portfolio, our flexible financing options adapt to your evolving investment goals, making real estate investing more accessible, efficient, and cost-effective.
Investor Flex: Scalable Financing for Real Estate Investors
We offer a quick and easy way to expand your investment portfolio with our Investor Flex program, designed for real estate investors looking to finance up to 20 properties using projected rental income instead of personal income for qualification.
With loan amounts up to $3 million, this program provides flexibility for both short-term and long-term rentals while offering low reserve requirements—as little as 3 months’ worth of reserves. Additionally, loans can be closed in an LLC, ensuring asset protection for investors.
For those seeking better rates, we offer 1-, 2-, or 3-year pre-payment penalty options, allowing you to optimize savings while maintaining flexibility for future investments.
Learn more about eligibility and guidelines, and contact us today to get started.
*Information is subject to change. Certain restrictions apply. Subject to borrower approval. Not applicable in West Virginia. Not available on Texas 50(a)(6). Pre-payment penalties by state as permissible by law. Pre-payment penalty options not available in District of Columbia, Alaska, Kansas, Massachusetts, Minnesota, New Jersey, New Mexico, and Vermont.
What Our Clients Say...
DSCR Loans in Rochester, NY
Our Tailored Long-Term DSCR Investor Loans
If you invest in real estate, an investor cash flow mortgage can be an excellent option to help you to continue to finance properties without needing to show your specific income from your job or other sources, but instead rely on the cash flow from your properties. This is particularly beneficial in the state of California where the real estate market is hot and ultra competitive.
Having access to this kind of financing can help you get approved faster as well as get you approved for more money than going through the long and tedious steps of a conventional mortgage.
However, it’s worth noting that you’ll need to demonstrate that you’ve been involved in the real estate investing industry or you have experience owning and managing multiple properties for at least six months.
*Information is subject to change. Certain restrictions apply. Subject to borrower approval. Not applicable in West Virginia. Not available on Texas 50(a)(6). Pre-payment penalties by state as permissible by law. Pre-payment penalty options not available in District of Columbia, Alaska, Kansas, Massachusetts, Minnesota, New Jersey, New Mexico, and Vermont.
Elevate Your Portfolio with Cash Flow-Based Financing
Our COIN DSCR program is designed for real estate investors, focusing on investment property cash flow instead of traditional employment verification for loan qualification. By evaluating the Debt Service Coverage Ratio (DSCR), this program assesses an investor’s ability to manage monthly payments, offering a streamlined path to financing.
With features like 40-year fixed and adjustable-rate mortgages, up to 80% LTV, and acceptance of short-term rental income, it’s an ideal choice for both seasoned and first-time investors aiming for growth.
*Information is subject to change. Certain restrictions apply. Subject to borrower approval.
Discover Your Investor Mortgage Options
Investing in real estate? Get qualified based on expected rental income, not just personal income. Secure the right mortgage to help you scale your investments with confidence.
