Mortgage Check-Up
Get a Free Mortgage Check-Up to see how refinancing can benefit you.
Is Your Mortgage Still Working for You?
We’re offering free mortgage reviews as part of our Mortgage Check-Up service. We’ll assess your current mortgage and help you explore refinancing options that fit your needs. Whether you're looking to reduce your monthly payments, consolidate debt, or tap into your home’s equity, we have solutions for you.
Ready for your Mortgage Check-Up?
Fill out the form below and we'll contact you to get started with your free mortgage review.
After completing the form on this page, someone from our mortgage team will contact you within 1-2 business days.
If you need to speak with someone today please call 800-320-0447 or 585-288-2930.
Please note: Your information is saved on our server as you enter it.
This form is not an application.
Get Your Free Mortgage Check-Up
Let’s see if your current loan still works for you and explore options that could better fit your financial goals. With a comprehensive review, our team will:
- Evaluate if you could be saving more with a lower interest rate.
- Look into refinancing options that could reduce your monthly payments or even eliminate private mortgage insurance (PMI).
- Help you unlock your home’s equity for renovations, debt consolidation, or other major expenses.
- Provide insights on how switching to a shorter loan term could save you thousands over time.
- Guide you through cash-out refinancing, giving you access to funds for future investments or personal goals.
Mortgage Refinancing: How We Help
Refinancing your mortgage can be a powerful tool to improve your financial situation. Whether you’re aiming to lower your interest rate, shorten your loan term, or tap into your home’s equity, we’re here to help you navigate the process and find the best solution.
Types of Mortgage Refinancing:
- Rate-and-Term Refinance: Lower your interest rate or change the terms of your mortgage (e.g., switch from a 30-year to a 15-year loan).
- Cash-Out Refinance: Take out a new mortgage for more than you owe and pocket the difference in cash to use for home improvements, debt consolidation, or other expenses.
- Streamline Refinance: Simplified refinancing for FHA, VA, or USDA loans with fewer documentation requirements and a quicker approval process.
- No-Cost Refinance: Roll closing costs into your loan to avoid out-of-pocket expenses upfront.
Terms and conditions apply. Get started online or contact a loan officer to discuss your current home loan.
