Mortgage Broker in Florida
Florida Mortgage Solutions: Find Your Perfect Home or Investment
Home financing should be simple. Get access to the best rates, flexible loan options, and a smooth, stress-free process. More choices, faster closings, and expert guidance every step of the way. Buying a home or refinancing? Get the right loan without the headaches.
Your Trusted Mortgage Broker in Florida – Fast, Reliable Home Financing
Buying a home or refinancing in Florida? Whether you’re a first-time homebuyer, relocating, investing in rental properties, or looking for a vacation home, we provide personalized mortgage solutions to fit your needs. As an independent mortgage broker, we offer access to multiple lenders, competitive rates, and a faster closing process—all while guiding you through every step of the loan process.
✔️ Lower Interest Rates – We shop multiple lenders to secure the best deal.
✔️ More Loan Options – From conventional to non-traditional programs, we find the best fit for you.
✔️ Faster Closings – Our streamlined process gets you to the closing table quickly.
✔️ Personalized Service – One-on-one guidance to simplify your mortgage journey.
🏡 See How Much You Qualify For! – Get Pre-Approved Now

Home Loans Made Easy in Bradenton, St. Pete, & Beyond
Discover Your Mortgage Options in Florida
No matter what type of home loan you need, we’ve got you covered. Unlike big banks that offer a one-size-fits-all approach, we provide customized mortgage options tailored to your financial situation.
Fill out the form below to speak with a mortgage loan officer
After completing the form on this page, someone from our mortgage team will contact you within 1-3 business days.
If you need to speak with someone today please call 800-320-0447 or 585-288-2930.
Please note that your information is saved on our server as you enter it.
This form is not an application.

Buying in Bradenton, St. Pete, or Sarasota? Get the Right Mortgage Here
Moving to Florida? We’ve Got You Covered!
Thinking about relocating to the Sunshine State? Whether you’re moving for work, retirement, or a fresh start, we make securing your mortgage simple and stress-free. Our team specializes in helping out-of-state buyers get pre-approved and navigate Florida’s unique real estate landscape. We offer:
✅ Remote Pre-Approval: Get pre-qualified before you even start house hunting.
✅ Guidance on Florida-Specific Regulations: We help you understand homestead exemptions, hurricane insurance, and local property tax structures.
✅ Access to Local Real Estate Experts: We work closely with top agents to ensure a smooth home-buying experience.
📞 Talk to a Florida Mortgage Expert Today – Get Pre-Approved
Low Down Payment Options
Buying a home in Florida doesn’t always require a big down payment. We offer:
✔️ FHA Loans – 3.5% down payment with flexible credit requirements.
✔️ VA Loans – 0% down for veterans and active-duty military.
✔️ Conventional 3% Down Loans – Perfect for first-time homebuyers.
✔️ USDA Loans – No down payment required in eligible rural areas.
🏡 Find Out How Much You Can Afford! – Get Pre-Approved Now

Home Mortgages in Florida
Expert Mortgage Solutions for Homebuyers in St. Pete, Bradenton & Clearwater

Conventional Home Loans
Our conventional home loan options are the ideal middle of the road mortgage for the average family or household.

Government Home Loans
Our government home loans offer suitable solutions for families and individuals beyond what conventional loans can provide.

Jumbo Home Loans
Our high-end jumbo home loans are the ideal choice for the purchase of high-value property across New York, Pennsylvania, and Florida.

Non-Qualified Mortgages
Our selection of non-qualified mortgages offer a viable alternative to individuals and families that cannot follow traditional mortgage routes.

VA Loans
VA Loans are designed to help qualified veterans, active service members, and spouses own a home.

New Home Construction
Our new home construction loans are designed to make your dream home a reality. Click here to see new construction mortgage options.

First-Time Home Buying
Buying a home for the first time involves several steps, from getting pre-approved for a loan to closing the deal. Our step-by-step guide ensures you know what to expect at each stage.
What Our Clients Say...
Your Mortgage Team in Florida
Charles J. Bucciarelli
President
NMLS# 67113
Licensed in New York and Florida
Cell: 585-330-7790
Office: 585-288-2930 ext 101
Email: [email protected]
Click here to apply now
Jason Sheehan
Operations Manager
Licensed Loan Officer
NMLS #1548596
Cell: 585-331-2622
Office: 585-288-2930 ext 201
Email: [email protected]
Click here to apply now
Steve Bucciarelli
Digital Marketing Manager
Licensed Loan Officer
NLMS #2002586
Cell: 585-489-5800
Office: 585-288-2930
Email: [email protected]
Click here to apply now
Mortgage Options
Take the first step towards homeownership in Florida. Simply fill out the form on this page to get started today!